Guide Me Home to North Jersey

The land that is 685 Mt. Kemble Avenue in Harding Township was originally part of a 1,250-acre estate purchased by Peter Kemble in 1751. A portion of the estate was sold to Henry Hoyt, son of a prominent New York merchant, who built the original “Glen Alpin” house and named it Mt. Kemble. In 1885, it was sold to David McAlpin, a wealthy tobacco merchant, who made additions to the home and renamed it “Glen Alpin.” The “Glen Alpin” house was originally built in 1847 in the Gothic Revival architectural style. Gothic Revival architecture is an early version of Victorian architecture, with notable characteristics of gingerbread trim and steep gabled roofs.

The 262-acre property was subdivided and sold off over the years, 124 acres of which was donated to the US government and forms part of the Morristown National Park.

The original home sits on 9.57 acres at the corner of Tempe Wick Road and is owned by the Township of Harding. The Glen Alpin Conservancy will be holding a public open house on Sunday, September 12th from 2pm-4pm when you can view the architectural details that make this house a treasure worth preserving.

Posted by:  Nadine Gelinas-Coffey

The original structure built in 1940 on 18 Horseshoe Bend Road was a two-story brick residence. The transformation, which was started by a previous owner, was completed by the current owners over the course of several years. With an artist’s eye, each room was thoroughly thought out, high end materials were selected and plans were designed and redesigned. Amongst the projects undertaken was the addition of a 4-car garage, mudroom, laundry room and great room. The home’s exterior and interior barn board was removed and replaced with modern materials. Expansion/renovation of the master bedroom suite created a lavish bathroom, adding his and her closets and an exercise/sitting room with a private deck. The dated solarium was replaced with a gorgeous sunroom adjacent to a courtyard patio. A pool house was constructed along with the complete renovation of the pool.

In the end, they created a home that not only shows the personality and style of the owners, but respected and enhanced the property. It is now the perfect setting for entertaining. If the Talmages could see what they created, I am sure they would approve!

This home is currently being offered for sale. Please click here for more information.

Posted by:  Nadine Gelinas-Coffey

Summer is almost here and what better way to kick it off than a good, old fashioned carnival!

The Chester Volunteer Fire Company #1 will hold their annual carnival at Chubb Park in Chester, New Jersey from June 22nd – 26th.

The carnival opens at 6:30pm and runs until around 10pm. Tuesday, Thursday and Saturday are wristband nights, with the purchase of a wrist band, you receive unlimited rides!

On Friday, June 25th, a fireworks display will begin at 10pm.

Posted by:  Nicole Atorino

If you were one of the many homebuyers who took advantage of the Homebuyers Tax Credit this spring, there isn’t much time left to get it all done! The time between April 30th (when you had to be under contract) and June 30th (when you have to close) seemed like a very long time, but it’s not! There has been talk (and some defeated legislation) to extend the closing date for two months-but don’t count on this.

Contact your lawyer and real estate agent to develop a plan for the completion of the following steps towards closing:

Most importantly, you must obtain a mortgage. There has been a flood of applications, and although banks are prioritizing Homebuyer Tax Credit applications, make sure you are on top of the process every step of the way. As with everything, communication is crucial. Ask your lender ahead of time what is needed, get it to them swiftly, and then follow up to make sure all is received. Double check the checklist!

Next, follow up on inspections. By now you should have scheduled one and received the analysis back. If there is remediation, make sure the seller is addressing the issues on a timely basis.

Hand in hand with inspections are the smoke, fire, and carbon monoxide certifications. Each town requires something different, so verify what the rules are and that these are also being done. If there are other outstanding issues, such as missing documentation for oil tanks, permits for work done on the house, Certificate of Occupancy (CO) or Certificate of Continued Occupancy (CCO) if the town requires, or other contingencies, etc., follow up!

Finally, create an artificial close date with the seller. This will be the goal date for completion of all issues, and will give you a little wiggle room in case something goes awry.

Good luck and congratulations!

Posted by:  Mary Jane Benedetto

In spite of all the forecasts about higher mortgage rates happening in the latter part of 2010 (up to 6%), the unexpected strengthening of the dollar against the Euro has pushed rates down to a new low as investors are now investing in US bonds. Once yields on treasury bonds lowered, this triggered a decline in mortgage rates.

According to the Wall Street Journal article by Nick Timiraos on May 24, 2010, rates averaged 4.84% last week ending May 20, 2010. Rates were around 5.27% in April.
 

Why is this important?

Remember my previous blogs? I explained that for every one point in increase or decline of a mortgage rate, there is a corresponding 10% increase or decline in the cost of the home. If you are a seller, you may not be forced to lower the price of your home as the monthly cost to the buyer will be less with a lower rate. (This assumes, of course, that you priced the house properly at the outset of the listing.) If you are a buyer, you can buy more house for the same monthly cost!
 

So, if you are in the real estate market either as a buyer or seller (or know someone who is), timing is of the essence! Lock in a low rate and let’s start looking at houses!

Posted by:  Mary Jane Benedetto

If you are thinking of buying or building a home in Morris, Somerset, or Hunterdon Counties, you may find that you will not have access to public water. This means that your property will require a well for drinking water. Before you close on the house (whether buying or building) the well must be tested. The primary purpose is to verify that the water is potable. Testing also tracks any changes in the status of the seven largest aquifers in New Jersey.

The following is a brief explanation of the well testing process that is in no way meant to be all you need to know!

When you buy a home, the contract will include the requirement that the well water be tested for contaminants by a state-certified water testing laboratory. This is usually at the seller’s expense. The test must be done on untreated water. This means the test must be done before the water goes through any water softener, filter, etc. The parameters covered are for contaminants such as iron, manganese, pH, nitrate, lead, etc. In addition, there is a second part of the test that focuses on bacteria, specifically total coliform bacteria. The first test is usually valid for a year and the second test for 6 months. Check with both the county and the state as you must follow all laws for both.

Once the results come back, both buyer and seller review the report. Testing and results don’t take long, but in the event remedial work or treatment needs to be done, the test should be done as soon as you go under contract. According to the law, a test in which one or more drinking standards are not met doesn’t mean the sale can’t go through. In some cases local health departments may require remediation of the water. Check with your county or township!

For more information, click on this link NJDEP Private Well Testing Act.

Posted by:  Mary Jane Benedetto

Morris County has some of the most beautiful golf courses in the country for golf enthusiasts.

Roxiticus Country Club The Club property is located within the boundaries of both Mendham and Bernardsville. The Club has a challenging 18-hole Hal Purdy designed golf course. The course stretches to 6,521 yards with a 72.5/135 course rating. A driving range, two putting greens, lob wedge area, and indoor range “tech center” are available.

Mendham Golf and Tennis Mendham Golf and Tennis Club has 320 full golf memberships. There are no required tee times, but portions of weekday mornings are set aside for certain Men’s and Women’s groups. The Golf Committee runs several tournaments per month and governs the rules and policies for equitable and enjoyable play for the members.

Morris Country Golf Club Founded in 1894, the Club was unique from the beginning as it was planned, organized and operated by women. The Club was an early member of the USGA, joining in 1895, and was the first club in New Jersey to host national championships, the US Women’s Amateur in 1896, followed two years later by the US Men’s Amateur in 1898. The present 18-hole course was laid out by the highly respected golf course architect, Seth Raynor, in 1916.

Spring Brook Country Club Spring Brook’s magnificent 18-hole golf course, sits on top of a hill overlooking Armstrong Pond. Its golf amenities include a driving range, putting green, and a fully stocked Golf Pro Shop. Established in 1921, Spring Brook’s golf course was designed by golf legend, Walter J. Travis. The championship course is enhanced by a variety of trees and foliage, which add to the natural beauty of the grounds. Its three par 3’s in a row around the pond add an unusual and interesting challenge to this magnificent course.

Turpin’s Mendham office, 973-543-7400, has listed a lovely ranch home at 230 Mountainside Road, Mendham, on 9± acres which includes a Ken Dye designed golf course with 2 greens, 4 tees, sand traps and bunkers. This allows a number of combinations, including two par 4’s. Hope to see you out on the links!

Posted by:  Nicole Atorino

Come to the Mendham Juniors Electronic Recycling Day!

Just bring your old and dated electronics to Mendham Borough Public Works at 37 Ironia Road in Mendham this Saturday, May 15, 2010 from 9:00 am - 1:00 pm.

Acceptable items include:
-  Computers (Hard drives erased by: Supreme Electronics)
-  Small Electronics
-  Desktop & Laptop Computers, Copiers,
-  Hardware, Printers, Monitors,
-  Small Household Appliances
-  Tape Recorders & Radios
-  Typewriters & Fax machines
-  Televisions of All Kinds

For answers to questions, to volunteer, or for more information, please click here.

Posted by:  Nicole Atorino

Help support the Women’s Association of Morristown Memorial Hospital.

The Women’s Association of Morristown Memorial Hospital is pleased to announce its 15th Mansion in May Designer Showcase and Garden at Fawn Hill Farm in Harding Township, New Jersey throughout May, 2010. Proceeds will be directed toward a $25 million expansion of the Emergency Department at Morristown Memorial Hospital.

Harding Township is a quiet community heralded for its privacy and true country living. Its convenient location makes it attractive for those who seek an oasis away from the city with a manageable commute. I currently have a terrific home listed in Harding Township, at 2 Fawn Hill Drive.

Details can be found by clicking on the link above, or by contacting me directly at natorino@turpinrealtors.com.

Posted by:  Nicole Atorino

Come down to the Brookside Community Center in Mendham Township on Saturday, April 24, 2010 to support the Mendham Little League at their annual fundraiser. Tickets are $60 and with your purchase you receive three drink tickets, dinner and entertainment, The Meathooks . There will also be a silent auction with many terrific items to take your chance at winning.

Mendham Little League has been in operation since 1998, when the league was created to fill the desire for organized play for girls and boys over the age of 13 in Mendham Borough and Township. Prior to this, children played in the Babe Ruth league, which offered a limited number of teams. Over 350 volunteers run this program which benefits more than 750 children. This includes managers, coaches, team parents, players, umpires and board members.

For more information and to purchase tickets, or to preview The Meathooks, please click on the links provided above. It’s going to be a great night of good food, good music and good friends, all for a good cause. Hope to see you there!

Posted by:  Nicole Atorino

On Saturday, April 3, 2010, at 2PM at the Mennen Arena in Morristown, New Jersey members of the former Delbarton and St. Joseph Regional High School hockey teams will reunite to play “the game that never was”.

The original game, to be played in 1989, was canceled due to a measles outbreak and was never rescheduled. Both teams were ultimately declared co champions. However, the debate continued as to which team would have won.

Thirty-five of the forty original players that were scheduled to compete in the 1989 NJ State championship game will reconvene to determine who deserved the title. The event, called ”Frozen Flashback” is more than just a hockey game. It is a fundraiser for the NHL’s Hockey Fights Cancer charity. Through this organization, the NHL assists community organizations and medical centers who focus on cancer research and directly assist families affected by the disease. To date, Frozen Flashback has raised over $55,000 for their cause.

For more information and to obtain tickets, visit the website link above. I am looking forward to attending with my children to reconnect with old friends, see some great hockey and support an important cause.

Posted by:Nicole Atorino

The picturesque village of Oldwick remains the historic center of Tewksbury. Located conveniently close to Interstate 78, it retains its charm and authenticity, with stately Colonial and pretty Victorian houses that are the pride and joy of their owners.

Established by English landowners in the early 1700’s, followed by settlers of German descent, the village became known as New Germantown. The Zion Lutheran church, a beautiful 1749 Greek Revival building at the crossroads of the village, became well known for its illustrious pastor for 30 years, Henry Melchior Muhlenberg, the patriarch of the Lutheran church in America. It is considered to be one of the oldest Lutheran churches in New Jersey. In the 20th century, the village was renamed Oldwick, due to anti-German sentiments during World War I.

Enjoy lunch at the Tewksbury Inn or the Oldwick General Store, just across the road, before indulging your inner child and/or your children and grandchildren at the Bunny Hole, Oldwick’s very special Easter tradition. Every Easter since 1949, the Magic Shop, on the main street in Oldwick, has been transformed into the Bunny Hole, a delightful and fanciful adventure for children to explore the bunnies’ den, which features vignettes loosely based on Beatrix Potter’s tales of Peter Rabbit. Usually installed four to five weeks before Easter, the Bunny Hole is open for one week to ten days afterwards. It has delighted local and not so local children of all ages for generations. This year is no exception and the magical scenes encompass children’s stories, featuring Alice in Wonderland (the central theme), Where the Wild Things Are, Hansel and Gretel and Winnie the Pooh, as well as Peter Rabbit in Mr. McGregor’s garden. All are artfully designed by loyal and talented volunteers. Come and be enchanted!

The Magic Shop is a whimsical gift shop located in an 18th century house in the center of this historic village. Featuring unique, hand-crafted, original gifts for the home, fine art, antiques, children’s clothing and toys, each room offers unique and beautiful merchandise for the discriminating shopper.

Posted by: Valerie Fraser

If you are interested in fine dining and a memorable experience, then Ninety Acres Culinary Center at Natirar in Peapack, New Jersey is the place to go! This 15-month old restaurant is situated on a 500 acre estate that was once owned by the King of Morocco. The estate carriage house was transformed into an exceptional restaurant by David Rockwell of the Rockwell Team. Its warm, inviting ambiance boasts rich, classic materials and design with wood floors and ceilings, butternut millwork, walnut furniture, green stressed leather seating and large windows that create a connection with the surrounding bucolic setting. The restaurant wizardry by Chef David C. Felton is unmatched. The recipes are delicious and exciting and leave your palette and well being with a blissful satisfying feeling. Complimentary carafes of bubbling and still water are at every table. The bread basket is filled with the most delectable assortment. Their creative, original cocktails incorporate ingredients indigenous to country living. Ninety Acres also has a Wine School and Cooking School and will be able to serve foods that are raised and grown on the property’s own farm. The service is simply impeccable and leaves nothing to be desired. At the end of your delightful dinner, if you should request a “doggie bag”, your server will provide you with a number tag to retrieve your food when you leave. Truly sophisticated dining you will not forget.

If you intend to move to or visit Somerset County, just know that the twin boroughs of Peapack/Gladstone has other exceptional restaurants as well, which I will discuss in future blogs.

Posted by:Bella Wilgus

Aside from location, number of bedrooms, and schools, the most important criteria for a buyer is usually the price of the house. Many say right up front in the search process, “I want to spend between X and Y dollars.” Usually, the buyer prefers the more expensive home as it has more features than they are looking for!

But in this market, it’s important to understand that rising interest rates can have a huge effect on the monthly expense of mortgage and taxes. Right now, conventional wisdom says that interest rates will go up after March 31st causing higher monthly payments and the tax credit expiration will end April 30th causing buying activity to slow down. This will result in more inventory on the market. Good old-fashioned supply and demand in play here! Both buyers and sellers must be acutely aware of the cost of the house vs. the price of the house in this time period.

Let’s look at the consequences of an interest rate increase. The general rule of thumb is that for every 1 percentage point interest rate increase, the mortgage costs approximately 10% more. That means the buyer must lower the top price he is able to pay, put more money down, or resign himself to a higher monthly payment (sellers must be willing to lower the price of the home quickly to remain a viable and competitive player in the market). Now let’s look at the consequences of increased inventory. Unless a house is priced sharply and correctly, it will not sell in a glutted marketplace. Buyers have an opportunity to make an educated lower offer, maintain the projected monthly payments they can afford, and buy the house they want (hopefully, sellers will react, with the help of their agent, to meet this problem head on and lower the price of the home).

Posted by:Mary Jane Benedetto

Bring your best poker face and come out to support Mendham Borough Schools at the Home School Association’s Annual Spring Fundraiser, “Casino Royale”. The event will be held on Saturday, March 20, 2010, from 7:00-11:00 pm at The Skylands at Randolph.

Tickets cost $60 per person and guests will enjoy a cocktail buffet and cash bar. There will be game tables to try your luck and tickets will be sold for the Silent and Chance Auction. Class donated baskets and teacher donations are a big hit and a great way to participate in the action in case lady luck leaves you flat!

Posted by:Nicole Atorino

The students at Hilltop Elementary School in Mendham Borough will put on a special performance for parents and friends on Friday, March 19, 2010. The theme is “Green, What can we do? What can I do?” and will feature a magical black light show using puppets, masks, music, rhythm and dance to raise awareness of some environmental issues such as recycling, saving trees, alternative energies, and reusing things in a creative way.

The students and teachers have been working hard to create a memorable experience and are excited to have the opportunity to show off their efforts. It’s so nice to know that our children have recognized that caring for the Earth is a serious mission for us all and are anxious to spread the word.

Posted by:Nicole Atorino

It’s hard to believe, but summer is almost upon us! The kids will be out of school and parents will want to keep them entertained and busy for those long, hot weeks! If you live in or around Harding Township, consider this great suggestion– Harding Township Day Camp, which is conveniently located at the Harding School in New Vernon.

The camp runs for a 4-week period in June/July, and you can sign your child up for all 4 weeks or 1-week intervals. This will give you plenty of time to take that August vacation and also start Back-to-School shopping, doctor’s appointments, etc.

Children in grades K through six are eligible to enroll. (Younger campers can be part of the Polliwog program which runs from 9AM to 12AM or an extended Polliwog program which runs from 9AM to 3PM.)

There are lots of available activities, including, but not limited to, sports, computers, swimming, arts and crafts, and drama productions. Swimming lessons and science classes may be taken at a nominal additional cost. My favorite part (having sent my child to camp for many years) is the three times per week lunch that the camp offers, included in the fee.

For more information, check out their website link above.

Have a great summer!

Posted by:Mary Jane Benedetto

Mountain View School in Mendham Borough has been selected as a “New Jersey Middle School to Watch” in the state’s selection of just THREE schools statewide. This program is used ‘to highlight middle schools that make an extra effort to support sustained learning.’ The school’s programs will now be shared with schools in New Jersey as well as on a national scale to promote inventive approaches to grade school, middle school, and classroom education that focus on creative models that help all students achieve better results.

The schools were judged on three sets of criteria:

Social equality - do the programs provide every student with high caliber teachers and resources and offer fair opportunities for all?; academic excellence – do the school programs challenge all students?; developmental responsiveness - are the programs perceptive to the unique needs and developmental challenges of early adolescence?

Mountain View was recognized for high achievement in all three of these areas! Visit the official Schools to Watch website to learn more! As the mom of two Mountain View students, I couldn’t be more proud!

Posted by:Nicole Atorino

Just the other day, someone asked me what the difference is between a short sale and foreclosure. I thought that I should write a brief blog about the difference and some advantages and disadvantages about the two. As usual, please consult your lawyer or lending agency for all the facts pertaining to your situation as New Jersey rules and laws can vary from other states.

Briefly, a short sale is a sale of your home for less money than you owe your lender. This is also known as being “underwater.” However, you can not undertake a short sale without the permission of your bank or mortgage company. Permission to sell is granted based on many factors, such as hardship, and this must be clearly demonstrated to the mortgagee. Prior to this spring, short sales took a long time to complete, but new guidelines require that any offer must be accepted or rejected within 10 days by the banks. Conducting a short sale is much like a regular offering-your home is listed by an agent on MLS, potential buyers come and look at it and offers come in.

The biggest disadvantage is that your credit score will be affected, although not as badly as in a foreclosure. An advantage is that you will be able to purchase another home more quickly, often after 2 years. And, depending on your particular circumstances, the lender may require payback of the shortfall amount.

A foreclosure procedure is caused by an inability to keep up with mortgage payments. In this case, the borrower/homeowner gives up rights to the home through a complicated legal process that varies from state to state, and ultimately, the mortgagee owns the property. At that point they are able to sell it and try to regain whatever losses that occurred.

Dramatic drops in credit scores as a result of foreclosure are the biggest disadvantage. This could remain on your credit report for many years. The ability to buy another house could be severely postponed for many years as well.

Certainly, the best piece of advice for anyone is to consult a lawyer about your options and possible results. If you are in a short sale, a real estate agent experienced in dealing with short sales will be a major help in guiding you and getting all the paperwork done correctly and in a timely manner.

Posted by:Mary Jane Benedetto

Last week I described what a septic system is and how it works. This week I’ll discuss proper care and management which should extend the life and function of a system. Regular maintenance requires pumping the system to remove the sludge. This is recommended to be done on a regular basis. How you use and treat the system, the number of people in your household, and other factors can result in a range of maintenance time frames. Some companies recommend that if the sludge and scum is equal to one third of the tank capacity, it’s time to pump.

Remember: The goal is to maintain the organic organisms in the system that break down and absorb the waste. Excessive use of caustic cleaners can compromise your system. Warning signs of potential problems can be excessive water around your system or sinks and toilets backing up. The system ultimately disperses the treated water into the soil, so it’s crucial that it is in proper working order from a health and safety standpoint.

Here’s a short list of what not to do:

• Don’t use a garbage disposal.
• Don’t dump oil and grease down the sink drain.
• Don’t flush non-biodegradable items down the toilet. This includes disposable diapers, cat sand, and paper towels.
• Don’t take long showers or do many loads of laundry each day.
• Don’t pour paint, pesticides, and other toxic or hazardous substances down the drain.

Some other things to watch out for are:

• Drainage of surface water over the system area.
• Landscaping or planting trees over the system as the roots can grow in and clog or rupture the field or tank.
• Leaky faucets or sinks.
• Improper design or installation of the system in addition to poor soil that doesn’t allow proper drainage.
• Creation of an impermeable cover (such as a parking area) over the system area.

An extensive explanation of the entire process can be found at www.nj.gov or www.state.nj.us.

Always work with a reputable professional whether doing maintenance as a homeowner or conducting an inspection of the system as a potential buyer. Whether buying or selling, an efficient and safe system goes a long way towards maintaining your home’s value!

Posted by:Mary Jane Benedetto

If you are looking to buy a home in areas within Somerset, Morris or Hunterdon County you may find that the home you love uses a septic system instead of a sewer line. If you are selling in these areas, your buyer has the right to conduct an inspection of the system and the results can have an impact on the sale.

A septic system is located on your property and you are responsible for it. The rules concerning allowable size, design, and construction are governed by the Standards for Individual Subsurface Sewage Disposal Systems, N.J.A.C. 7:9A (aka Chapter 199). The Department of Health is responsible for enforcement of this in each township.

The typical septic system is made up of 4 main components: the pipe from the home, a septic tank, a distribution box and the drainage field. Its design and positioning will depend on your property’s characteristics.

The tank can range between 1000 and 2000 gallons, and is typically made up of 1 or 2 chambers with1 or 2 manhole covers. Townships and municipalities will have specific regulations regarding the size and layouts. The overall size is mandated by the number of bedrooms in the house.

The initial reduction of waste happens in the tank. The solids settle and should be anaerobically digested creating sludge, and the liquid ferments flowing out of baffles into the distribution box. This box evenly distributes the flow of the liquid throughout the drainage field.

The next component is the leach or drainage field. The liquid flowing to the field passes through pipes that are perforated and then is eliminated by physical, chemical and biological processes into the soil.  At that point, the water is purified.

An extensive explanation of the entire process can be found at: http://www.nj.gov/dep/dwq/pdf/septicmn.pdf or http://www.state.nj.us/dep/dwq/owm_home.htm#works.

Whether you are buying or selling, it’s best to know about the components and their importance to the overall function of the system. Next time, we will talk about the maintenance of your system and why it’s important.

Posted by:Mary Jane Benedetto

New Jersey Monthly Magazine has just published its “Best Places to Live 2010” article, and Chatham Township is ranked #2 (Bedminster Township is ranked #1.) The data is compiled by Monmouth University’s Polling Institute. They consider eight categories which best represent the quality of life in New Jersey’s 566 municipalities: population growth, home values, property taxes, land development, employment, crime rate, school performance, and proximity to services. Household income was not included, and home values were measured by the rate of increase or decrease over three years rather than by current prices.

In March of 2008, New Jersey Monthly Magazine ranked Chatham Township #1 once again. James O’Neill, the Superintendent of Schools for the School District of the Chathams, was quoted as saying “Chatham is a very unique place to live … there is a disproportionate number of terrific kids and talented teachers …and dedicated parents who spend an inordinate amount of time supporting the district. Chatham schools excel in academics, in the arts, and in athletics.”

The State Department of Education released its “School Report Card” on February 9, 2010, and once again Chatham schools came out on top. Chatham High School - a nationally ranked “Blue Ribbon School” - had the top SAT (Scholastic Aptitude Test) scores in Morris County, and ranked 22nd in the state.

Even CNN’s Money Magazine was impressed with Chatham – in 2005 - naming the combined towns of Borough and Township the ninth best place to live in America! With the opening of New Jersey Transit’s Midtown Direct train service to Manhattan in the late 1990s, land values in Chatham shot up.

Chatham continues to be recognized as one of the top towns in New Jersey, and a great place to live!

Posted by:Cynthia Edgar

The Mendhams and Morris County have had tremendous foresight in setting aside preserved land over the last several decades. One of the most rewarding benefits is a system of hiking trails that might be the best in New Jersey. All are open to foot and horse traffic. Trails owned or maintained by Morris County almost always allow mountain bikes as well. None are open to motorized traffic.

Winter trails can be especially rewarding, with long views of vistas and wildlife with the leaves off the trees. After our ample recent snowfalls, snowshoes and cross-country skis add to the fun. There are many parking spots at trail access points, and most are quickly plowed out after storms.

Stay tuned for detailed information on individual trails in future blogs.

Posted by:Brian Hays

The Mendham Junior Women’s Club (MJWC) will hold a membership drive with a ‘Girl’s Night Out’ at Jane’s Nails, Main Street, Mendham on Thursday, February 24th at 7:00 pm. Come out and get a manicure, pedicure and have a glass of wine while you learn about the exciting things they have lined up for this year.

The MJWC is a great way to get involved in the community and meet some fun, interesting women. Founded in 1957, the non-profit organization has brought the young women of Mendham and the surrounding areas together to host educational, charitable and civic activities. When I first moved into town, I found the MJWC a terrific way to meet like-minded moms. It was a great way to combine the need for a social outlet with the satisfaction of community service. Between the many community based events, from running the sack races on Labor Day to hosting our annual blood drive, I fostered a real connection to our town and the needs of others, while making some great friends in the process!

Posted by:Nicole Atorino

In these uncertain political and economic times, it is not unusual for the stress of life to start to get you down. Families and individuals are under more pressure to keep it all together and stay afloat. The demands of work and school, as well as social pressures, can leave anyone feeling overwhelmed.

Kathleen Andrews, a licensed clinical social worker with a MA in Social Work, is the mother of two boys who lives in Mendham and has started Therapy-Core, a private counseling practice that has two main areas of focus. Through individual therapy, offered to children, teens or adults, Kathleen hopes to offer some relief of some such issues as stress, anxiety, anger, and sadness, and assist with living a more rewarding life.

In couples therapy, Kathleen tries to deal with specific issues like communication, financial conflict, family values, intimacy or parenting issues, to name a few.

With offices in Morristown, Cedar Knolls and Chatham, she is easily accessible. Check out her website/blog above or call 973-270-5757 for more information.

Posted by:Nicole Atorino

Since declines in home prices have resulted in increased appeals for property assessments, both Mendham Borough and Mendham Township have done a reassessment of all properties.

The result should be greater fairness for all residents. However, lower assessments do not mean lower taxes. A new tax rate will be established by the middle of the year, and the expectation is that the average tax bill will be no lower, and will probably be modestly higher. The total cost of running government and schools tends to increase each year, and that cost has to be apportioned.

The deadline has passed for appeals of the new assessments directly to the firm that did the work. However, appeals to the county, which normally must be filed by April 1st, can be filed up to May 1st.

Posted by:Brian Hays

The spring 2010 Real Estate market is upon us. If you are a buyer or seller, you are probably asking whether to buy or sell now or wait. The real question is: how will the price of homes and interest rates be affected by the following combination of circumstances:

• The expiration of the first and repeat home owner’s tax credit (April 30, 2010.)
• The expiration of the Fed program which protected interest rates by purchasing mortgage backed securities (March 30, 2010.)
• The current foreclosures on the market and the rising delinquency rates (3.5 million in January 2010 vs. 2.8 million in January 2009 according to Fox News RealtyTrac report).
• The increased number of bank owned properties coming on the market.

Supply and demand is clearly at play here. Steve Harney, the nationally recognized real estate guru of Keeping Current Matters, recommends in his January 26, 2010 article, to buy now if the Feds let the current tax credit program expire. He also recommends selling now while demand is still high. We saw what happened to the demand in November when the first tax credit expired, pending sales fell by 10%. In addition, Harney says, prices are projected to fall and not regain footing until 1st quarter 2013. As for mortgage rates, 5 of the top economic publications such as HSH & Associates, Moody’s, Washington Post, Barry Habib, and Morgan Stanley all project rates will rise to between 6% and 8%.

Why is all this important? There is a definite relationship between mortgage rates and home prices. Generally, for every point the mortgage rates increase, the value of the house you can buy is reduced 10%. For example, if you wish to take out a $200,000 loan at 5.0%, your monthly mortgage payment will be $1,074. However, if you borrow $200,000 at 6% your monthly mortgage payment will rise to $1,199. To remain at $1,074, the value of the house you can purchase must be reduced to $180,000.

It becomes clear that the time to act is right now. All the positive forces in the market right now (low interest rates and the 1st time and repeat homeowner’s tax credit to highlight the most important), make this a great time to buy or sell. Let’s talk before interest rates dramatically rise reducing your ability to buy or sell the most house for the best price.

Posted by:Mary Jane Benedetto

It’s hard to think about summertime when it’s 25˚ outside, the wind is howling and there are a few inches of snow on the ground, but now is the time of year that many summer camps and programs begin registration. Depending on where you live, there are several good programs to choose from. Here are some of my favorites in the North Jersey/Mendham area:

Schiff Summer Nature Program - Schiff Nature Lands Trust in Mendham, NJ

Children ages 6 (entering first grade) to 12 are given the opportunity to play, explore and learn while developing a sense of community, self confidence and appreciation for the natural world. With almost 600 acres of forest and meadow and 14 miles of hiking trails, projects are designed to motivate and inspire as well as encourage environmental awareness. The Schiff Summer Program is a local favorite which often boasts a waiting list. For more information, visit their website or call 973-543-6004.

Art of Dance, Summer Dance Intensive - Chester, NJ

The Art of Dance features the most up-to-date dance styles and currently performing teachers. Dancers aged 5-20 can choose from a variety of dance styles that run in one or two week sessions. Whether you are a beginner or advanced dancer, you will be excited and motivated by this camp experience. For more information, visit their website or call 908-879-4919.

Oasis in Madison - Drew University in Madison, NJ

Oasis offers an amazing summer experience for children ages 4-11 and teen travel for ages 12-14. This camp offers sports and recreation, visual and performing arts, swimming, field trips and so much more. Visit their website or call 646-519-5059 for more information.

Junior Golf at Clubhouse Golf Center - Randolph, NJ

Individual instruction and lesson packages are available at the Golf Center. Camps and clinics are offered for ages 6-16 and all levels are welcome. Check out their website, or call 973-584-1504.

Gill St. Bernards Summer Programs - Gladstone, NJ

The beautiful 72 acre campus offers a wide variety of exciting and challenging opportunities for children aged 3-17. With over 41 years of well-supervised, creative camping there is something to keep every camper happy. The Hi Hills Camp is located here too.

There are so many options out there today to fit the needs of kids and parents. Don’t forget to check out your own local recreation departments and town clubs for summer programs as well.

Posted by:Nicole Atorino

In New Jersey, as part of the inspection process, homes are tested for radon. Radon? Most people are unaware of what it is as it is something that can’t be seen, tasted or smelled.

Radon is an odorless, colorless, radioactive gas that is the second leading cause of lung cancer in the USA, according to the Surgeon General. Based on that, you naturally will want to know what the level is in your new home, but even if you aren’t moving, it’s best to test if your home has never been tested.

Radon occurs naturally as a result of the breakdown of uranium and can come into the home through small cracks in the foundation, openings around pipes or pits. Levels of radon in geographical areas can vary, and even fluctuate, from home to home in any given neighborhood.

Radon is measured in picocuries per liter (pCi/L). Testing is easy. It can be done either with a do-it-yourself testing kit or by a professional. If, after testing, your home has a level of 4.0 pCi/L or above, “the U.S. Environmental Agency (EPA) and the N.J. Department of Environmental Protection (DEP) recommend that you take action to mitigate your home if your test results indicate radon levels of 4pCi/L of radon or more”.

First, you need to find a qualified radon mitigation expert. You can call the state for a list, or go online at http://www.njradon.org . Speak to several, and then choose the company that best suits your needs. The EPA website offers a “Consumers Guide to Radon Reduction: How to fix your home” that has a great checklist of questions. It is relatively easy to fix (think new roof or replacement windows.) The process is one of two types: preventing it from entering the home or removing it once it enters. Again, the EPA website has a clear explanation of what can be done. Remember to retest once the mitigation is complete.

Still have questions? If you are buying or selling a house, Turpin Realtors has a booklet that can describe environmental issues for home buyers and sellers prepared by the New Jersey Association of Realtors.  You can also call the Radon Hotline 1-800-SOS-RADON.

Posted by:Mary Jane Benedetto

There’s a good argument that the next several months might result in the best sales price you’re likely to see for a few years.

Although the price trend for homes has been down for some time, it’s likely to continue for at least the rest of 2010. There is heavy supply now plus a “shadow supply” of homes temporarily taken off the market out of frustration, and then a backup of foreclosures that has resulted from a failed government program to prevent foreclosures.

Also, mortgage rates are being kept artificially low by a Federal Reserve program due to expire next month. Even if it’s extended, it won’t be for long, and then mortgage rates will climb, making it harder for buyers to afford the payments.

Some respected housing experts believe that prices could fall another 10 percent this year, and then recover only at the rate of inflation. If that turns out to be true, it would take a MINIMUM of three or four years before prices get back only to where they are today.

So if you’re thinking about selling your home in the next few years, it’s at least worth exploring the possibilities now.

Posted by:Brian Hays

Many people start off the New Year determined to restart their fitness program. There are many options from the traditional gym to specialized programs such as pilates, yoga or the bar method.

Somerset Hills YMCA-140 Mt. Airy Rd. Basking Ridge NJ 07920 908-766-7898

Madison YMCA- 111 Kings Road, Madison NJ 07940 973 377-6542
In addition to the gym, these YMCA facilities offer a pool, childcare and numerous programs.

Lotus Mind and Body- 165 Morristown Road, Bernardsville NJ 07924 908-766-9642
Recently opened next to Turpin Realtors, this studio offers yoga and pilates classes.

The Bar Method- Opened recently in the Bernardsville Kings shopping center, 80 Morristown Road, Bernardsville, N.J. 07924 (908)766-4433

They also have a location in Summit, NJ.  Started in Connecticut in 1991, this has become a popular place to shape up.   “The Bar Method™ workout creates a uniquely lean, firm, sculpted body by combining the muscle-shaping principles of isometrics, the body-elongating practice of dance conditioning, the science of physical therapy and the intense pace of interval training into a powerful exercise format that quickly and safely reshapes and elongates muscles.”

 The Chatham Club- 484 Southern Boulevard, Chatham, NJ 07928-1406 973-377-1900
A traditional gym offering childcare, personal trainers, various classes including pilates, fencing and karate, squash ball courts and a sports medicine facility.

Powerflow Yoga- locations in Chatham and Livingston
Powerflow Yoga is a hot yoga studio inspired by a variety of different yoga styles which are incorporated into a heated vinyasa flow.

Posted by:Nadine Gelinas-Coffey

There are a couple of reasons why the best answer might be the first quarter of 2010.

Mortgage rates, at about 5%, are artificially low because of a Federal Reserve program to buy $1.25 trillion of mortgage securities. That program is due to expire at the end of March. Some experts believe mortgage rates may increase one percent fairly quickly and as much as two percent by the end of the year. To have the same monthly mortgage payment with a one percent higher rate you would need a purchase price about TEN PERCENT LOWER. So waiting for lower prices may be a fool’s errand.

The first-time homebuyer/move-up homebuyer tax credit is due to expire with homes under contract by April 30th, and that close before June 30th. Detailed information on who qualifies can be found here, and you can learn more information from the video below.

So if you’re thinking about a home purchase in the next few years, it’s at least worth having a look now.

Posted by:Brian Hays

Chatham Borough (and Township) each have their own Historical Society, each dedicated to preserving the past. The Borough Historical Society was founded in 1923, with the mission “to bring together those who are interested in historical matters relating to the settlement and development of Chatham, and to make this material available to the public.”

The society presents programs, hosts an annual dinner for members, publishes a quarterly newsletter, takes oral histories, and gives walking tours of Chatham Borough. They have published several books and publications about Chatham, which are available for sale at the Chatham Public Library on Main Street. The Society researches the history of local houses and documents all findings. One current project is the digitizing of many of the old photos in the archives and creating DVDs of recent programs. They also offer for sale a reproduction from a 1910 map of Chatham Borough, which is printed on acid-free paper, and is approximately 22” by 30”.

The Chatham Historical Society is happy to welcome new members who are interested in helping celebrate Chatham’s rich history, and preserving the town’s historic character.

For details, write to:
Chatham Historical Society
P.O. Box 682
Chatham, NJ 07928

Posted by:Cynthia Edgar

Come down to Fabrizi Cosmetics, 6 E. Main St., Mendham, NJ on February 10 from 1 - 7 pm for the ‘Come in from the Cold’ Benefit, fundraiser for the Haiti Relief Fund. For a donation of $25, you will be able to preview the hottest trends for Spring 2010 in make up and fashion while enjoying drinks and appetizers. A 15% discount on all products will be offered for this special event. And the first 40 reserved guests receive a gift bag with gift certificates and merchandise valued at over $100 from local participating sponsors Vaz Florist, Para L’Elle Boutique, and Body Secret Personal Training to name a few.

Meaghan’s Meals will be providing a sampling of healthy, low-fat foods from their menu of meals that can be delivered right to your door! There will also be a drawing to win a Vitamin Peel from Etolie Cosmetic Medicine and a stunning piece from JoEllen Jewelers. For more information or to make your reservation, stop in or call Fabrizi Cosmetics at 6 E. Main Street, Mendham, NJ, 973-543-6220.

Posted by:Nicole Atorino

If you’re out and about in Chester or Mendham this weekend, check out The Meathooks, a great local band that is creating a lot of buzz. Formed in 2003 by James Vilade and Brian Wilson from Mendham, the band has a great sound- think ‘Grateful Dead meets Tom Petty, in the form of Soundgarden’. They have a new album in the works so come out see what all the buzz is about! On Friday, Jan. 29th at 7pm, Brian and James will perform an acoustic set at The Publick House, 111 Main Street in Chester. The Publick House is a great spot, the bar area is cozy and their brick oven pizzas are terrific. Saturday, Jan. 30th at 9:30pm, they come home to The Pub at the Black Horse Tavern, 1 W. Main Street in Mendham. The Pub has great atmosphere, great food and is always a good time. For more info visit: www.chesterpublickhouse.com, www.blackhorsenj.com, and www.themeathooks.com.

Posted by:Nicole Atorino

The Newcomers and Neighbors of the Mendhams is having an Open House Coffee on January 28th. Why not join them for some coffee and conversation?

Originally formed in 1967 as the Welcome Wagon, this social organization seeks to assist current and new residents of both Mendham Borough and Township in developing friendships and getting acquainted with the community. There are several regularly scheduled activities, either weekly or monthly. They have had a thriving children’s playgroup, Bunco group and Book group and have had some really fun Ladies Nights. They have also hosted such seasonal events as Santa’s Breakfast and a Halloween party. The wine tasting and dinner groups for couples are always well attended

Posted by:Nicole Atorino

The Mendham Borough Integrated Preschool Program is located in the Mountainview Middle School at 100 Dean Road in Mendham. They are currently offering morning and afternoon sessions for 3-5 year olds. The program is very closely aligned with the Kindergarten curriculum, and the strong teaching staff ‘work closely with individual children to meet their needs in a developmentally appropriate manner’. Many parents who have children with summer birthdays love this program and feel it is an ideal prep for Kindergarten. I have seen many situations where being one of the ‘older kids’ lends a tremendous advantage socially, academically, and physically.

The Integrated Preschool also offers lunch bunch and extended day for parents looking for a full-day program. For more information or to schedule a tour, contact the preschool teacher at 973-543-7075, ext. 247.

Posted by:Nicole Atorino

I will be writing blogs that will cover a large swath of New Jersey; destinations all within an hour’s drive from Far Hills. My goal is to provide interesting dining experiences and tips on daily trips with an eye on good value. We often overlook wonderful local treasures simply because they are close to home.

One such place is the charming hamlet of Mountainville that is tucked away in Tewksbury Township and is characterized by historic stone houses and farm properties large and small. Bordered by Cokesbury village to the west and Oldwick village on the south one approaches the hamlet from Oldwick on a meandering country road running along the Rockaway Creek. This stream is noted for its fine trout fishing.

Arriving in the heart of Mountainville the quaint establishment Gourmet Expressions sits at the head of Rockaway Road. This charming country restaurant in the center of the sleepy village provides a welcome respite from more suburban haunts. It is owned by a Chef/Manager husband and wife team who provide an array of delicious appetizers, main courses and desserts not to be missed. Open 6 days a week it provides an area in which to read the paper over morning coffee as well as a quiet place to lunch. The dinner hour brings another dimension to the table (pardon the pun) with elegantly presented meals. I am looking forward to sampling their Sunday Brunch.

The atmosphere is friendly and country casual. The food is eclectic American cuisine with frequent menu changes. Shopping for the freshest food is a daily occurrence. The Chef is noted for his creamy risottos and I can vouch for the French onion soup. He is a graduate of the New York Restaurant School in Manhattan and his wife who oversees the day to day details is a graduate of Johnson and Wales. Chances are, when you call for a reservation, which is recommended, it is Jennifer who will book your table. Feel free to bring along your favorite bottle of wine.

One lovely special feature of the cafe is the baker who comes in and prepares her delectable desserts while customers look on. It gives a very homey feel with delicious scents wafting through the air. The wonderful baker has been associated with this couple when they ran a successful restaurant in Middlesex County.

Hours are Tuesday through Saturday 11 am to 9 pm. and Sundays from 9 am till 3 pm. Breakfast is served all day, any day till closing time. Gourmet Expressions also caters and will host your catered parties on or off premises. The restaurant holds 40 guests. One can drive and park on premises or for those lucky to live nearby, the site provides a nice walk to and from. Locals have been doing so for years.

My next subjects will be a Somerset County Library that offers a wide variety of lectures, movies and concerts and the Morris County Museum with a myriad of activities for all ages including an interactive musical exhibit.

Posted by:Catherine Weinstock

The Westmont Montessori School is located at 577 Route 24 in Mendham. It offers the Montessori method of education, which ‘fosters children to build upon their own successes, thus building a foundation for future exploration and a love of learning’. Their focus is on fostering a child’s self esteem and independence, with each child progressing at their own developmental level.

The program has been in operation in Mendham since 1964, but moved locations twice before settling in their current facility on Route 24. The building is beautiful, light filled and spacious, with two levels of classroom and activity space, as well as two large areas for outdoor play. In addition to the traditional preschool program, Westmont offers many enrichment programs, such as Movement, Spanish, Music, Science, Art and Cooking. There is also an Extended Day program for parents looking for extra time. A new program being offered is ‘Montessori & Me’ for children 18 months and up.

Westmont is having an Open House on January 23, 2010 from 10:00am-12:00pm. They also offer private tours of the facility. Check out their website by clicking here or give them a call at 908-879-6355.

Posted by:Nicole Atorino

The Mendham Cooperative Nursery School is located at 8 Orchard Street in Mendham Borough. It has been in operation since 1959 and was first started as a project of the Mendham Junior Women’s Club. It offers classes for 2½-5 year old children.

The Co-Op has a unique approach to preschool, focusing on early childhood education utilizing parental involvement. Parents play a crucial role in the school’s day to day operation. They support the teacher in various ways, but do not take on a teaching role. The idea behind their program is to foster the connection between children and parents that education is a collaborative process, and with parents in a hands-on role, children develop the confidence and belief that their education is important. There is, however, the opportunity for parents to opt out for an additional fee.

The Co-Op offers a unique program for young toddlers, ages 18 months-2½ years, called ‘Messy Play’. This is a six-week program offered on Friday mornings where parent and toddler come to school to engage in ‘messy’ play and projects. It’s very popular and lots of fun!

For more information about the Co-Op, contact Jane at 973-543-6401 or click here.

Posted by:Nicole Atorino

St. Mark’s Preschool is affiliated with St. Mark’s Episcopal Church in Mendham. In operation since 2000, it is their goal to ‘support the development of each child within the Christian faith, offering a curriculum to help them grow into socially, emotionally and spiritually whole people.’ Classes are offered for 2 ½, 3 and 4-year olds in morning sessions or afternoon sessions.

St. Mark’s also offers a Pre-K program for children who turn 5 by the end of October and miss the kindergarten cut off. It is academically based and a great prep for the kindergarten curriculum yet still offers a very nurturing, faith-based environment.

St. Mark’s prides itself on their low student-teacher ratio, with a teacher and assistant in each class. Various enrichment activities are offered in addition to the program, such as; Little Scientist, Kiddie Soccer, Music and Art and the kids love them! The kids also participate in a Thanksgiving feast, Christmas pageant and many local field trips.

The Parents Council is very active and for those parents that want to be more involved in the school and make some new friends! St. Mark’s offers a Lunch and Extended Day Program for the 3 and 4 year olds. My daughter is enrolled in an afternoon session but often enjoys going in for lunch at 11:30. When I need it, I can drop her off at 9 for the morning extended day, she then stays for lunch, goes to her afternoon class and is picked up at 3.

St. Mark’s is located at 11 East Main Street in Mendham. For more information, contact the Director, Caryl Merchiemer at 973-543-7000, or click on the link above.

Posted by:Nicole Atorino

Deciding to send your toddler to preschool and where to send them can be a daunting process. In Mendham, there are five very good preschool programs to choose from and it is my goal to educate you on each of them so you can make an informed decision and feel comfortable in choosing the best program for you and your child. As a mother of four, I have had a lot of experience with children and various preschool environments and hope to pass on some of that knowledge to you.

Hilltop Christian Nursery School (HCNS) is a preschool program that has been in operation since 1994 through The First Presbyterian Church of Mendham. It is licensed with the State of New Jersey and each class has one state certified teacher and an assistant. It was created out of the ‘desire to provide the community’s children with a strong educational foundation enriched by Christian values’. HCNS offers programs for 2 ½, 3, and 4-year olds in either a morning session or an afternoon session. For 3 and 4-year olds, there is an opportunity to participate in Lunch Bunch, where the child brings lunch and eats with their friends at school. HCNS offers many additional activities as part of their program, such as a Halloween Parade, Thanksgiving Feast, PJ Pancake Party, Donuts with Dad, Christmas Pageant, Computer Program, Musically Together as well as various field trips throughout the year in and around town. There are plenty of opportunities for parent involvement as well. HCNS has a wonderful playground and is conveniently located right next to Hilltop Elementary School in the heart of town, which makes pick up and drop off so easy.

For more information, contact the Director, Rhona Buzbee, at 973-543-0054.

Posted by:Nicole Atorino

The Mendham Borough Fire Department will host its annual Twelfth Night Celebration and Christmas Tree Bonfire on Sunday, January 10, 2010 at 6:30pm. Mendham Fire Department members will collect Christmas trees from residents’ homes for a donation to the Department. You can also drive your tree down to the Borough Park yourself and add it to the pile. It’s a great family event that also offers an opportunity to catch up with neighbors and friends after the holidays. Hot chocolate and cider will be served.

Please click on the link above to download the pick-up form or contact the Department at 973-543-4682 for more information.

You can also head down to the Mudhole for some ice skating. The pond, just down the road on Mountain Avenue, is lit until 10:00 pm, so bring your skates and hockey sticks! There is also an opportunity to swap skates with an informal skate exchange throughout the weekend.

Posted by:Nicole Atorino

On the northern edge of Hunterdon county, lies the Township of Tewksbury, comprised of several villages surrounded by a rural landscape of farms and wooded hillsides. Nestled in the heart of Tewksbury is the village of Mountainville, so named because it is located in a valley at the confluence of four mountain streams.

In the early 1800’s the village was established with a sawmill, a general store, school, post office and distillery. The latter part of the century saw the growth of the community and hunting became a popular pastime. However, as commercial activity declined, with the development of railroads and highways, Mountainville became a small summer resort. Families purchased some of the old homes and discreetly renovated them, or built new homes on large pieces of property, hence the village maintains its Currier & Ives atmosphere. Social activity now centers around the old general store, now called Gourmet Expressions, which has become a popular local eatery and offers breakfast, lunch and dinner six nights of the week. Weekends see bicyclists and walkers enjoying the quaint ambiance and quiet country roads, bordered by meandering streams.

One of the earliest homesteads in Mountainville is believed to have been the home of Jenny Alpaugh, a local family. Belle Glade is thought to have been originally built in 1803, with several later additions, and over the past few years the property has been lovingly and tastefully restored and renovated. With its rocking chair front porch overlooking the babbling stream on Guinea Hollow Road , this charming antique home is currently one of the best values in Tewksbury . Recognizing the decline in real estate values over the past two years since they first purchased the property, the current owners have priced it at 20% under their purchase price. To view listings in the Tewksbury area, please click here.

Posted by: Valerie Fraser

Come to the Friends first fashion show, Looks for Books, on Thursday, December 3rd. See the new looks for the holiday season from local boutiques Windswept and Para L’elle. Sportswear from Mendham Racket Club’s Pro Shop, Courtside, and new yoga studio, Ecco Life will also be featured. Make-up from local celebrity make-up artist, Carla Fabrizi, jewelry from Red Tops and accessories from Beryl’s Belts are also going to be included. Ticket proceeds and a portion of the sales will benefit the Friends. The event kicks off at 7:00 pm and will be held at a Mendham estate, where champagne and hors d’oeuvres will be served. There will also be a basket and live auction. Tickets are limited and can be purchased at Windswept, Para L’elle and the library for $45.

Mendham has been fortunate enough to maintain a public library since 1797. Begun as the Mendham Library Company, and then transformed into The Literary Club and the Book and Thimble Club, the generous and supportive Mendham community has always made the library a top priority. The Book and Thimble Club was so named because a member of the club would read while others would sew items for a yearly bazaar the funded the library’s collections.

Come out to support the library, it’s sure to be a great event!

Posted by:Nicole Atorino

Unique This Week: Uncommon Value. This wonderful historic home nestled in the charming village of Mountainville is priced well below what the current owners paid for it in 2007!

It’s always easy to find a formal restaurant in which to eat dinner. Just make a reservation, invite some other people and dress up! But what if you live in Harding Township and want an easy, quick meal? In my previous blog of October 6th, I discussed casual lunch spots around Harding Township. Here, I will talk about dinner options, both sit down and take-out. Remember, the three restaurants I discussed in my first blog also serve dinner!

Again, full disclosure: I like food with taste and creativity and I am not a restaurant critic, just a resident.

Great take-out is always a challenge! La Famiglia Gourmet on Main Street in Mendham offers a unique way to enjoy true Italian food. Tony and Clara Grande of Il Capriccio in Whippany own and manage the store. Click on the hyperlink and explore the mouth-watering menus, or visit them in person and make a selection to take home for lunch or dinner.

For casual dining, try the Bamboo Grille in Basking Ridge. You can enjoy beautiful views of the Basking Ridge Country Club year round, and eat lunch or dinner outside on the patio in the summertime. The menu is filled with great appetizers, salads, entrees, and of course, burgers–don’t forget to check out the specials!

The Black Horse Tavern in Mendham has been serving its guests since 1740. The Pub, located next door, now serves lunch, dinner and brunch and has a sit down menu as well as a to-go menu! Popular offerings such as the Oyster or Clam Bar and an extensive menu can be found there every night!

You can find me at mjbenedetto@turpinrealtors.com.

Posted by:Mary Jane Benedetto

Livingston Taylor will perform in Chatham on Friday, Nov. 20th at 8:00pm at the Stanley Congregational Church at 94 Fairmount Avenue.

He will talk about his life as a recording artist and as a professor at the Berklee College of Music in Boston, Massachusetts. Taylor has been making music for 40 years and has recorded 13 albums. His new CD, Last Alaska Moon, is due for release by the end of this year. He has toured with artists such as Jimmy Buffet, Linda Ronstadt, and Fleetwood Mac. Taylor describes himself as a pop singer. His performances include the piano, guitar, and five-string banjo.

Now a full professor, Taylor lectures at Berklee College. He teaches performing arts in the Boston area (where he was born in 1950). He is the fourth of five children, including his famous brother, singer-songwriter James Taylor. In 1988, Livingston Taylor received the Boston Music Award for outstanding folk artist. He is also the author of two children’s books, published by Harcourt Brace. Taylor was an Artist-in-Residence at Harvard University for five years.

General admission tickets are $15 per person. Tickets are available online at www.stanleychurch.org, or by calling (973) 635-7723.

Posted by:Cynthia Edgar

The market has never been better to buy a house and there are several factors contributing to it.

The first is the much publicized Government homebuyer tax credit which has been extended to July 1st, with a house being under contract by April 30th. Recently, Robin Dustow from Wells Fargo Bank (robin.a.dustow@wellsfargo.com), met with us to explain the parameters of this tax credit. It has been enlarged to not only include 1st time home buyers (anyone who has not owned a home for the past 3 years), but also anyone who has lived in their current home for at least the past 5 years. Listed below is the criterion that needs to be met to qualify.

Source: National Association of REALTORS® Government Affairs Division

Congress has extended and expanded the homebuyer tax credit. The modifications in the column labeled “December 1 – April 30, 2010” become effective when President Obama signs the bill. All changes made to the current credit become effective on that date, as well.

The second factor that helps prospective buyers is the loan limits on conforming loans has been extended. The limit is currently $729,750 and was set to expire on Dec 30th. Had it expired, it would have reverted back to $417,000 which means any loan above this amount would be considered a jumbo loan. Jumbo loans are usually harder to obtain and have higher interest rates. The higher loan limits for a conforming loan have been extended until December 31, 2010.



Lastly is the mortgage rate itself, which the government continues to keep artificially low. The chart above shows how historically, when rates have been low, they spike quickly afterwards.

Taking all these factors into consideration, added to house prices being down and still being able to purchase a home with as little as 3.5% down, now is certainly a good time to buy!

Information comes from others and should be verified.

Posted by:Nadine Gelinas-Coffey

On November 6, 2009, Congress passed an extension of the law that gives an $8,000 tax credit to first time home buyers. It was set to expire on November 30, 2009. But this is more than an extension. The new law changes income limits, allows homeowners to receive a credit of up to $6,500 if they purchase a new principle residence, restricts home price, and changes deadlines among other things.

Below is a brief summary and explanation of this news. This writing does not pretend to discuss all qualifications, specifics, and provisions of the law and should not be used as any type of legal or tax advice. (As with all legal and tax related issues, you should consult your tax preparer or lawyer before doing anything).

Income limits: The new limits, which apply to both first-time and repeat buyers who purchase after Nov. 6, are $125,000 to $145,000 for singles and $225,000 to $245,000 for joint filers as reported by the New Jersey Association of Realtors.

Credits: The $8,000 credit for first-time buyers remains, but the law now gives repeat buyers up to $6,500. It requires that they have lived in their home for at least 5 years in a row in an 8 year period.

Home price: There is an $800,000 ceiling on the sale price of the house in order to be eligible.

Deadlines: The house must be under contract by April 30, 2010 and be closed by June 30, 2010.

If you are planning to purchase a new home in the next 6-8 months, I invite you to call me and discuss your options. You may email me at mjbenedetto@turpinrealtors.com or call me at 908-234-9100, x203. The time to buy equals a large inventory plus low mortgage rates plus the tax credit extension!

Posted by:Mary Jane Benedetto